We’re in coastal California, which may differ from inland Texas with regard to yacht clubs.
As a long time trailer sailer and 20 year member of a well known virtual club, I have found that members are welcomed at many, but not all, other clubs’ guest dock and dining room/bar for a reasonable fee. They are happy to have the income to support their club.
We also have been members of a traditional yacht club in a desirable location with a full service clubhouse and guest dock for the past few years. Reciprocity for a guest dock privileges is usually for reasonable fee or limited to one night for free. And it’s always subject to availability, which is often limited.