We have owned our 2004 AC41 since 2009. It is a great boat. I single hand it all the time, in all conditions. When we purchased it our kids were in highschool, and college. The 2 heads and extra space have been great for our family get togethers. I originally did not want a gen set, but ours came with one, Fisher Panda. I would not now buy a boat without one, as it extends the season on both ends with heat. Typically in this class of boat you get decent electronics, including an Auto pilot.
Since I single hand a lot, and anchor out almost every night we are on the boat, here is my must have list: In mast furling, Autopilot, Chart plotter, properly installed permanent mount Genset( not a gas fueled portable honda), windlass, dinghy davits, big yanmar, heat /Air conditioning, high capacity racor fuel filters with sight bowls(500 model).
The more turnkey your boat, and the newer the boat, the more time you spend sailing rather than fixing. Good luck with whatever you decide to do.
PS. We have the laminate flooring and love it! We also have a full teak interior with full wood fiddles on the counters. In later years a lot of these nice to have items were lost, or changed to help bring the price point down.